HOUSE DOCKET, NO. 4702        FILED ON: 11/27/2023

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 4307

 

The Commonwealth of Massachusetts

_________________

PRESENTED BY:

Daniel Cahill and Joan B. Lovely

_________________

To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:

The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:

An Act relative to insurance claims.

_______________

PETITION OF:

 

Name:

District/Address:

Date Added:

Daniel Cahill

10th Essex

11/27/2023

Joan B. Lovely

Second Essex

11/27/2023

Mathew J. Muratore

1st Plymouth

1/8/2024

F. Jay Barrows

1st Bristol

2/12/2024

Kip A. Diggs

2nd Barnstable

2/12/2024

Jeffrey N. Roy

10th Norfolk

2/12/2024

Bradley H. Jones, Jr.

20th Middlesex

2/13/2024

Bruce E. Tarr

First Essex and Middlesex

3/1/2024

John F. Keenan

Norfolk and Plymouth

3/1/2024

Kathleen R. LaNatra

12th Plymouth

3/5/2024

Ryan M. Hamilton

15th Essex

3/5/2024

John J. Cronin

Worcester and Middlesex

3/5/2024


HOUSE DOCKET, NO. 4702        FILED ON: 11/27/2023

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 4307

By Representative Cahill of Lynn and Senator Lovely, a joint petition (subject to Joint Rule 12) of Daniel Cahill and Joan B. Lovely for legislation to further regulate insurance claims.  Financial Services.

 

The Commonwealth of Massachusetts

 

_______________

In the One Hundred and Ninety-Third General Court
(2023-2024)

_______________

 

An Act relative to insurance claims.

 

Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows:
 

SECTION 1.  Chapter 175 of General Laws is hereby amended after section 2B by adding the following new section:-

“Section 2C. “It shall be unlawful and constitute a violation of chapter 93A for any domestic, admitted foreign, surplus lines and captive insurer, reinsurer, third party administrator or Company as defined in section 1 of chapter 175 to include in any policy of property and casualty insurance any language, form or endorsement which prohibits any insured(s) from hiring, retaining, engaging, utilizing, consulting or contracting with a public insurance adjuster, as defined in section 162 of chapter 175, or a public insurance adjusting firm, as a condition to recovery under such policy of insurance. Any such language, form or endorsement shall be unenforceable and shall be excised from the policy of insurance with all remaining policy language, forms and endorsements unaffected.”

SECTION 2. Subsection (9) of section 3 of chapter 176D of the General Laws is hereby amended after subsection (n) by adding the following new subsection:-

“(o) A policy provision in any policy of property or casualty insurance that prohibits an insured from hiring a public adjuster for services provided pursuant to the provisions of this chapter.”