SECTION 1. Section 5 of the MGL 149A is hereby amended by inserting the following two paragraphs in Section 5 (d)
(14) Fraud shall be defined as a statement, act or omission relating to be a material fact that has the natural tendency to be relied upon in influence the average person, and that is knowingly false or misleading, or is in reckless disregard of its truth or falsity, and that is intended to mislead, regardless of whether the statement, act or omission is actually relied upon.
(15) Misrepresentation shall be defined as an intentionally or sometimes negligently false representation made verbally, by conduct, or sometimes non disclosure or concealment and often for the purpose for deceiving, defrauding or causing another to rely on it detrimentally; also: An Act or instance of making such a Representation.
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