SECTION 1. Notwithstanding any general or special law to the contrary, residential mortgage lenders and landlords shall offer provisions to allow a mortgagee or lessee to defer payments and extend a mortgage term or lease term for a period proportional to the length of deferment. This provision shall apply to a residential mortgagee or lessee who has an active application for long-term disability assistance. The residential mortgage lender or landlord may require proof of hardship. This provision shall apply only to a primary residence.
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