SECTION 1.  The first paragraph of section 183 of chapter 6 of the General Laws, as appearing in the 2008 Official Edition, is hereby amended by inserting after the word “five”,  in line 13, the following words: - or a merit rating plan, as defined in 211 CMR 134.03, of an insurer filed with the commissioner of insurance”. 

SECTION 2.  The second paragraph of said section 183 of said  chapter 6, as so appearing, is hereby further amended by inserting after the first sentence the following 2 sentences: - For motor vehicle insurance purposes, as it pertains to an at-fault accident claim, a major accident shall be an accident wherein the claim payment, exclusive of any deductible, exceeds $3,000 under either:  property damage liability coverage; collision coverage; limited collision coverage; or for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim, nor a surchargeable collision coverage claim, or as a result of the incident with the bodily injury liability coverage claim. A minor accident shall be an accident wherein the claim payment, exclusive of any deductible, exceeds $1,000, but no more than $3,000  under either: property damage liability coverage; collision coverage; limited collision coverage, or for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim, nor a surchargeable collision coverage claim, or as a result of the incident with the bodily injury liability coverage claim.