SECTION 1.  Chapter 81A of the General Laws is herby amended by adding after section 31 the following sections:

   SECTION 32: No later than July 31 of every calendar year, the Office of Inspector General shall, in consultation with the Division of Insurance and the Executive Office of Transportation, determine, for each privately owned, publicly used railway or roadway tunnel, the types and amounts of insurance coverage necessary to fully protect the traveling public and the Commonwealth in the event of any incident within each such tunnel causing harm or injury to any person or property.  For purposes of this legislation, the term “tunnel” shall mean any below-ground tunnel, platform, air rights structure, or any component thereof over which public open space or private development currently exists, or might be added.

              No later than August 31 of every calendar year, the Executive Office of Transportation shall publish a roster of all privately owned, publicly used tunnels, which such roster shall include at a minimum the following information for each tunnel:  tunnel’s identity and location, tunnel owner’s identity, minimum requirements set by the Inspector General, types and amounts of coverage actually in force, exclusions, underwriter’s identity, broker’s identity, premium period, premium amount, and current expiration date.  The Executive Office of Transportation roster shall be designed and expressed to facilitate usage by the general public and shall either avoid or explain industry-specific terminology.

              No later than September 30 of every calendar year, the owner of each privately owned, publicly used tunnel shall purchase at least the minimum coverage required, as determined by the Office of Inspector General in accordance with this section, for the following calendar year and shall provide proof of such coverage in a form and manner outlined by the Inspector General to the Executive Office of Transportation.  The Executive Office of Transportation shall publish such information at no charge to the public and update the published roster accordingly.

              If any owner of a privately owned, publicly used railway or roadway tunnel fails to provide proof of the minimum required coverage, as determined by the Office of Inspector General in accordance with this section, by September 30 of any year, the Executive Office of Transportation shall purchase such coverage and shall subsequently collect from the tunnel owner full reimbursement for all premiums paid by the state, as well as all costs of enforcement and collection incurred by the state.