HOUSE DOCKET, NO. 166        FILED ON: 1/12/2015

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 863

The Commonwealth of Massachusetts

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PRESENTED BY:

Susan Williams Gifford

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To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:

The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:

An Act relative to the property damage threshold for surchargeable incidents under a safe driver insurance plan.

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PETITION OF:

HOUSE DOCKET, NO. 166        FILED ON: 1/12/2015

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 863

[SIMILAR MATTER FILED IN PREVIOUS SESSION
SEE HOUSE, NO. 917 OF 2013-2014.]

The Commonwealth of Massachusetts

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In the One Hundred and Eighty-Ninth General Court
(2015-2016)

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An Act relative to the property damage threshold for surchargeable incidents under a safe driver insurance plan.

Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows:
 

SECTION 1.  The first paragraph of section 183 of chapter 6 of the General Laws, as appearing in the 2008 Official Edition, is hereby amended by inserting after the word “five”,  in line 13, the following words: - or a merit rating plan, as defined in 211 CMR 134.03, of an insurer filed with the commissioner of insurance”. 

SECTION 2.  The second paragraph of said section 183 of said  chapter 6, as so appearing, is hereby further amended by inserting after the first sentence the following 2 sentences: - For motor vehicle insurance purposes, as it pertains to an at-fault accident claim, a major accident shall be an accident wherein the claim payment, exclusive of any deductible, exceeds $3,000 under either:  property damage liability coverage; collision coverage; limited collision coverage; or for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim, nor a surchargeable collision coverage claim, or as a result of the incident with the bodily injury liability coverage claim. A minor accident shall be an accident wherein the claim payment, exclusive of any deductible, exceeds $1,000, but no more than $3,000  under either: property damage liability coverage; collision coverage; limited collision coverage, or for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim, nor a surchargeable collision coverage claim, or as a result of the incident with the bodily injury liability coverage claim.