SECTION 1. Section 193R of chapter 175 of the General Laws, as so appearing in the 2010 Official Edition, is hereby amended by striking out clause (5) in lines 46 through 51 and inserting in place thereof the following:-

(5) that an insurer may not cancel any insurance of an individual member of the group except for nonpayment of premium, fraud or unless the insurance for the entire group is cancelled, and an insurer shall not cancel the motor vehicle insurance of an individual member based upon the underwriting standards for non-group members, but an insurer may cancel the motor vehicle insurance of an individual member for loss of registration or operator’s license by the individual member where such loss is for a period of one year or more;