SECTION 1. Section 2 of chapter 90 of the General Laws, as appearing in the 2018 Official Edition, is hereby amended by inserting after the seventh sentence the following sentence:- The registry of motor vehicles shall not provide a motor vehicle registration to a natural person until the registry of motor vehicles has confirmed the validity and status of said person’s driver’s license and certified that said person is in compliance with this chapter and with applicable rules and regulations promulgated by the registry of motor vehicles.

SECTION 2. Chapter 175 of the General Laws, as so appearing, is hereby amended by inserting after section 4F the following section:-

Section 4G. An insurer that utilizes an applicant’s Massachusetts driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the commonwealth, a licensed insurance producer or third-party representative shall verify the applicant’s Massachusetts driving history through the use of the registry of motor vehicles database or a reliable third-party database prior to processing payment or issuing a policy, unless said driving history is unavailable at the time of the initial inquiry due to a temporary website outage, service interruption or other circumstances beyond the control of the insurer, producer or third-party representative. When providing a private passenger automobile insurance quote, an insurer, licensed insurance producer or third-party representative shall provide a disclosure regarding the verification of an applicant’s Massachusetts driving history.

SECTION 3. Section 4G of chapter 175 of the General Laws shall apply to all policies issued on or after January 1, 2021.