Chapter 175 of the General Laws is hereby amended by inserting after Section 4E the following section:
"Section 4F. No insurer who utilizes an applicant’s driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the Commonwealth shall provide a quote to an applicant, or accept a down payment for a policy, without first verifying said applicant’s Massachusetts driving history through the use of a reliable third party database."
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