SECTION 1. Chapter 175 of the General Laws, as appearing in the 2016 Official Edition, is hereby amended by inserting after section 111H the following section:-

Section 111I. A landscaper engaged in the practice of landscaping commercial or residential property shall secure, maintain and file with the division of insurance satisfactory proof of a certificate of a liability insurance policy which shall be in a minimum amount of $250,000 in the aggregate. Every liability insurance policy shall stipulate that cancellation or nonrenewal of the policy shall not be effective until at least 10 days’ notice of intention to cancel or not renew has been received in writing by the division of insurance.

A landscaper shall not perform landscaping on any commercial or residential property unless such work is covered by a liability insurance policy of at least $250,000 in the aggregate. Such proof shall be deemed satisfactory as the policies carried by the company, partnership or franchise for which the landscaper is a contract employee and that the landscaper is specifically covered by such policy. For the purposes of this section the term “landscaper” shall mean any person engaged in the full-time business of installing or maintaining the landscape of any commercial or residential property.

The commissioner of insurance shall adopt rules and regulations designed to ensure the availability of liability insurance for landscapers as required by this section.

SECTION 2. This act shall take effect on January 1, 2020.