HOUSE DOCKET, NO. 1462        FILED ON: 2/8/2021

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 1158

 

The Commonwealth of Massachusetts

_________________

PRESENTED BY:

Frank A. Moran

_________________

To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:

The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:

An Act relative to auto insurance costs for traditionally low-and moderate income communities.

_______________

PETITION OF:

 

Name:

District/Address:

Date Added:

Frank A. Moran

17th Essex

2/8/2021

Christina A. Minicucci

14th Essex

2/24/2021

Elizabeth A. Malia

11th Suffolk

2/24/2021

Diana DiZoglio

First Essex

2/26/2021


HOUSE DOCKET, NO. 1462        FILED ON: 2/8/2021

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 1158

By Mr. Moran of Lawrence, a petition (accompanied by bill, House, No. 1158) of Frank A. Moran and others relative to auto insurance costs for traditionally low-and moderate income communities.  Financial Services.

 

The Commonwealth of Massachusetts

 

_______________

In the One Hundred and Ninety-Second General Court
(2021-2022)

_______________

 

An Act relative to auto insurance costs for traditionally low-and moderate income communities.

 

Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows:
 

The commissioner of insurance shall conduct an investigation and study of the impact of geographic location data in automobile insurance rate calculation. The commissioner shall evaluate, at a minimum: (1) the automobile insurance premiums for each zip code in the commonwealth; (2) the difference in automobile insurance premiums for drivers with equivalent driving factors, such as accidents and miles driven per year, in low income, moderate income, and high income zip codes; (3) the risk factors for each zip code in the commonwealth; and (4) the discriminatory impact on drivers in low and moderate income zip codes. The commissioner shall make recommendations and shall submit findings to the joint committee on transportation and to the house and senate committees on ways and means not later than December 31, 2022.