Chapter 175 of the General Laws is hereby amended by inserting after section 120F the following section:-
Section 120G. No insurer, agent or broker authorized to issue policies on the lives of persons in the commonwealth shall cancel, refuse to issue or renew, make or permit any distinction or discrimination in the amount or payment of premiums or rates charged or otherwise differentiate or discriminate against a person based solely on the person having a prescription to carry or possess the drug naloxone.
Prior to making an underwriting decision, an insurer, agent or broker shall obtain information sufficient to determine if an applicant has obtained such a prescription for a reason not relevant to the applicant’s health.
Practices prohibited under this section shall include practices that are overtly discriminatory, and practices and devices that are fair in form but discriminatory in practice.
A violation of this section shall constitute an unfair method of competition or an unfair or deceptive act or practice in violation of chapter 176D.
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