SECTION 1: Notwithstanding any general or special law to the contrary, a debt collector or creditor as defined by Section 24 of Chapter 93 of the General Laws shall be permitted to offer a consumer or debtor the option of payment for a debt or any portion thereof by postdated check, draft, order for withdrawal or other similar instrument. A debt collector or creditor may negotiate such instrument before the due date. Nothing in this section shall constitute an unfair or deceptive act or practice.
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