SECTION 1.  Chapter 175 of General Laws is hereby amended after section 2B by adding the following new section:-

“Section 2C. “It shall be unlawful and constitute a violation of chapter 93A for any domestic, admitted foreign, surplus lines and captive insurer, reinsurer, third party administrator or Company as defined in section 1 of chapter 175 to include in any policy of property and casualty insurance any language, form or endorsement which prohibits any insured(s) from hiring, retaining, engaging, utilizing, consulting or contracting with a public insurance adjuster, as defined in section 162 of chapter 175, or a public insurance adjusting firm, as a condition to recovery under such policy of insurance. Any such language, form or endorsement shall be unenforceable and shall be excised from the policy of insurance with all remaining policy language, forms and endorsements unaffected.”

SECTION 2. Subsection (9) of section 3 of chapter 176D of the General Laws is hereby amended after subsection (n) by adding the following new subsection:-

“(o) A policy provision in any policy of property or casualty insurance that prohibits an insured from hiring a public adjuster for services provided pursuant to the provisions of this chapter.”