SENATE DOCKET, NO. 1846        FILED ON: 1/16/2025

SENATE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 278

 

The Commonwealth of Massachusetts

_________________

PRESENTED BY:

Jacob R. Oliveira

_________________

To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
Court assembled:

The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:

An Act relative to credit card surcharges.

_______________

PETITION OF:

 

Name:

District/Address:

 

Jacob R. Oliveira

Hampden, Hampshire and Worcester

 

Pavel M. Payano

First Essex

11/25/2025


SENATE DOCKET, NO. 1846        FILED ON: 1/16/2025

SENATE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 278

By Mr. Oliveira, a petition (accompanied by bill, Senate, No. 278) of Jacob R. Oliveira relative to credit card surcharges.  Consumer Protection and Professional Licensure.

 

[SIMILAR MATTER FILED IN PREVIOUS SESSION
SEE HOUSE, NO. 260 OF 2023-2024.]

 

The Commonwealth of Massachusetts

 

_______________

In the One Hundred and Ninety-Fourth General Court
(2025-2026)

_______________

 

An Act relative to credit card surcharges.

 

Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows:
 

Subsection (a) of Section 28A of Chapter 140D of the General Laws, as appearing in the 2022 Official Edition, is hereby amended by striking out paragraphs (1) and (2) and inserting in place thereof the following 2 paragraphs: -

(1) With respect to sales transactions nothing in this section shall prohibit any seller from offering a discount on any transaction to induce payment by cash, check, debit card or similar means rather than by charge card or credit card. No seller may offer any such discount unless such seller posts a notice disclosing such discount. Such seller shall clearly and conspicuously post such notice on the seller’s premises for in-person transactions, shall post such notice on the Internet website or digital payment application before completing any online transaction or transaction that is processed by way of digital payment application, and shall verbally provide such notice before completing any oral transaction, including, but not limited to, and telephonic transaction.

(2) No seller in any sales transaction may impose a surcharge on a buyer who elects to use any method of payment, including but not limited to, cash, check, a credit card, or electronic means.