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HOUSE DOCKET, NO. 1765         FILED ON: 1/20/2011

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 1046

 

The Commonwealth of Massachusetts

_________________

PRESENTED BY:

Brian S. Dempsey

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To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General
              Court assembled:

              The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill:

An Act requiring financial literacy courses in high school
.

_______________

PETITION OF:

 

Name:

District/Address:

Brian S. Dempsey

3rd Essex

William M. Straus

10th Bristol


HOUSE DOCKET, NO. 1765        FILED ON: 1/20/2011

HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 1046

By Mr. Dempsey of Haverhill, a petition (accompanied by bill, House, No. 1046) of Brian Dempsey and William M. Straus for legislation to require financial literacy courses in high schools.  Education. 

 

[SIMILAR MATTER FILED IN PREVIOUS SESSION
SEE HOUSE, NO. 377 OF 2009-2010.]


The Commonwealth of Massachusetts
 

_______________

In the Year Two Thousand Eleven

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An Act requiring financial literacy courses in high school
.
 

              Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows:
 

              SECTION 1 . Section 2 of chapter 71 of the General Laws, as appearing in the 2004 Official Edition, is hereby amended by adding the following paragraph: -

               

                              In all public high schools a course shall be taught on personal financial literacy which shall include, but not be limited to instruction in the following areas: Understanding interest, credit card debt, and online commerce; Rights and responsibilities of renting or buying a home; Savings and investing; Planning for retirement;  Bankruptcy; Banking and financial services; Balancing a checkbook; Understanding loans and borrowing money, including predatory lending and payday loans; Understanding insurance;  Identity fraud and theft;  Charitable giving; Earning an income; and  Understanding state and federal taxes

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