Amendment ID: S2394-2-R1
Redraft Amendment 2
Clarifying Criminal Background Checks
Messrs. Rodrigues, Tarr and OConnor move to amend the bill in section 2, in proposed section 51B of chapter 93 of the General Laws by striking out the definition of “employment purposes” and inserting in place thereof the following 2 definitions:-
““Credit report”, a communication of information by a consumer reporting agency or information contained within a communication, written, oral or otherwise, bearing on a consumer's credit worthiness, credit standing or credit capacity; provided, however, that a “credit report” shall include, but not be limited to, the following information: (i) a credit score or other numerical quantification of a person’s creditworthiness; or (ii) other information related to: (A) a consumer loan; (B) credit card debt; (C) an education loan; (D) medical debt; (E) a savings account; (F) a credit account; (G) a checking account; (H) past borrowing and repaying behavior including, but not limited to, paying bills on time and the management, accumulation, payment or ability to repay; or discharge of a debt or other financial obligation.
“Employment purposes”, when used in connection with a credit report, a purpose related to the evaluation of a consumer for employment, promotion, reassignment or retention, termination, demotion, discipline, compensation or the terms, conditions or privileges of employment.”; and
in said section 2, by striking out, in lines 17, 18, 19, 22, 25, 36, 39, 42, 44, 53 and in line 57, the first time it appears, the word “consumer” and inserting in place thereof, in each instance, the following word:- “credit”.