Amendment ID: S2455-4

Amendment 4

Security Freeze applicability

Mr. Tarr moves to amend the amendment by inserting in SECTION 16 in line 80 after the word "freeze" the following:-

"A security freeze shall not apply to a person or entity, or to its affiliates, or collection  agencies acting on behalf of the person or entity, with which you have an existing account, that requests information relative to your consumer report for the purposes of reviewing or collecting the account. “Reviewing the account” includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.”