Amendment #24 to H4178

Fixing medical debt in consumer credit reports

Mr. Diggs of Barnstable moves to amend the amendment by adding the following section:-

SECTION 1. Section 52 of chapter 93 of the General Laws, as appearing in the 2020 Official Edition, is hereby amended by inserting after clause (6) the following clause:-

(7) Information concerning medical debt arising from the receipt of health care services.

SECTION 2. Said section 52 of said chapter 93 of the General Laws, as so appearing is further amended by striking subsection (b) and inserting in place thereof the following subsection:-

(b) Except for subsection (7), the provisions of subsection (a) are not applicable in the case of any consumer credit report to be used in connection with –

(1) a credit transaction involving, or which may reasonably be expected to involve, a principal amount of fifty thousand dollars or more; or

(2) the underwriting of life insurance involving, or which may reasonably be expected to involve, a face amount of fifty thousand dollars or more.