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  • PART I ADMINISTRATION OF THE GOVERNMENT
  • TITLE XX PUBLIC SAFETY AND GOOD ORDER
  • CHAPTER 140D CONSUMER CREDIT COST DISCLOSURE

Section 1 - Definitions

Section 2 - Exempt transactions

Section 3 - Rules and regulations

Section 4 - Finance charge; determination

Section 5 - Annual percentage rate; determination

Section 6 - Inaccurate disclosure of finance charge or annual percentage rate; adjustment

Section 7 - Disclosure of information; multiple creditors or obligors; estimates

Section 8 - Disclosure of information; clear and conspicuous statements

Section 9 - Information rendered inaccurate

Section 10 - Security interest in property used as dwelling; rescission; liability; application

Section 11 - Disclosure; open end credit plans; statement; contents

Section 12 - Disclosure; other than open-end-credit plans; statement; contents

Section 13 - Repealed, 2002, 455, Sec. 2

Section 14 - Multiple-page advertisements; contents; open-end-credit plan

Section 15 - Advertisements; other than open-end-credit plans; contents

Section 15A - Application form or pre-approved written solicitation for open-end credit plan; contents

Section 16 - Liability of owner or personnel of advertising medium

Section 17 - Oral response to cost of credit inquiry

Section 18 - Model disclosure forms and clauses

Section 19 - Time for sending statement; noncompliance; finance charge

Section 20 - Sale of goods or services at retail; finance charge under open-end-credit plan; computation

Section 21 - Application of credit cardholder’s funds held by issuer; authorization; agreement statement

Section 22 - Credit balance exceeding one dollar; periodic statement disclosure; contents

Section 23 - Transfer of funds following default of debt; written notice; applicability

Section 24 - Guaranty of obligations of other persons; notice of additional obligations

Section 25 - Issuance of credit cards

Section 26 - Cardholder liability for unauthorized use

Section 27 - Unauthorized use of credit cards

Section 28 - Liability of business for unauthorized use of credit cards

Section 28A - Cardholder discounts; surcharges; finance charge

Section 28B - Participation in credit card plans; conditions

Section 29 - Rules and regulations; consistency with Federal Fair Credit Billing Act

Section 30 - Inspection of records

Section 31 - Prohibited acts; penalty

Section 32 - Creditor’s failure to comply with law; damages

Section 33 - Civil actions against subsequent assignees of creditor; written acknowledgement; rescission

Section 34 - Unfair trade practices; violations

Section 35 - Limitations on creditors’ liability and consumer rescission rights