Chapter 140D: CONSUMER CREDIT COST DISCLOSURE
- Section 1 Definitions
- Section 2 Exempt transactions
- Section 3 Rules and regulations
- Section 4 Finance charge; determination
- Section 5 Annual percentage rate; determination
- Section 6 Inaccurate disclosure of finance charge or annual percentage rate; adjustment
- Section 7 Disclosure of information; multiple creditors or obligors; estimates
- Section 8 Disclosure of information; clear and conspicuous statements
- Section 9 Information rendered inaccurate
- Section 10 Security interest in property used as dwelling; rescission; liability; application
- Section 11 Disclosure; open end credit plans; statement; contents
- Section 12 Disclosure; other than open-end-credit plans; statement; contents
- Section 13 Repealed, 2002, 455, Sec. 2
- Section 14 Multiple-page advertisements; contents; open-end-credit plan
- Section 15 Advertisements; other than open-end-credit plans; contents
- Section 15A Application form or pre-approved written solicitation for open-end credit plan; contents
- Section 16 Liability of owner or personnel of advertising medium
- Section 17 Oral response to cost of credit inquiry
- Section 18 Model disclosure forms and clauses
- Section 19 Time for sending statement; noncompliance; finance charge
- Section 20 Sale of goods or services at retail; finance charge under open-end-credit plan; computation
- Section 21 Application of credit cardholder's funds held by issuer; authorization; agreement statement
- Section 22 Credit balance exceeding one dollar; periodic statement disclosure; contents
- Section 23 Transfer of funds following default of debt; written notice; applicability
- Section 24 Guaranty of obligations of other persons; notice of additional obligations
- Section 25 Issuance of credit cards
- Section 26 Cardholder liability for unauthorized use
- Section 27 Unauthorized use of credit cards
- Section 28 Liability of business for unauthorized use of credit cards
- Section 28A Cardholder discounts; surcharges; finance charge
- Section 28B Participation in credit card plans; conditions
- Section 29 Rules and regulations; consistency with Federal Fair Credit Billing Act
- Section 30 Inspection of records
- Section 31 Prohibited acts; penalty
- Section 32 Creditor's failure to comply with law; damages
- Section 33 Civil actions against subsequent assignees of creditor; written acknowledgement; rescission
- Section 34 Unfair trade practices; violations
- Section 35 Limitations on creditors' liability and consumer rescission rights
- Section 36 Exemption from requirements of federal law; action for determination by bureau that commonwealth requirements substantially similar to federal requirements