AN ACT FURTHER REGULATING INSURANCE CLAIMS
Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority of the same, as follows:
SECTION 1. Chapter 175 of the General Laws is hereby amended by inserting after section 2B the following section:-
Section 2C. It shall be unlawful for a company as defined in section 1 and any non-admitted or surplus lines insurer to include in a policy of property and casualty insurance any language, form or endorsement, which prohibits an insured from hiring, retaining, engaging, utilizing, consulting or contracting with a public insurance adjuster, as defined in section 162, as a condition to recovery under such policy. Any such language, form or endorsement shall be unenforceable and shall be excised from the policy of insurance; provided, however, that all remaining policy language, forms and endorsements in the policy shall remain unaffected.
SECTION 2. Clause (9) of the first paragraph of section 3 of chapter 176D of the General Laws, as appearing in the 2024 Official Edition, is hereby amended by adding the following subclause:-
(o) A provision in any policy of property or casualty insurance that prohibits an insured from hiring a public adjuster for services provided pursuant to this chapter.
Approved, August 7, 2026.